Finovate 2025 Half-Year Review

Finovate White Paper: Fintech at the Crossroads

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We are entering 2026 at a pivotal moment, where emerging technologies like agentic AI, stablecoins, and embedded finance are advancing amid fragmented global regulation.

Our exclusive white paper 'Fintech at the Crossroads' explores how the challenges of 2025 are evolving into the opportunities of 2026, and how fintech companies are turning these opportunities into actionable solutions for banks, credit unions, and their customers

Fill in the form to dive into insights from our research analysts.

Sneak peek highlights:

Open banking and open finance in a post-1033 world
The future of open banking in the Us remains uncertain after enforcement of the CFPB's rule was blocked in October.

Embedded finance expands beyond payments
Seamless customer experiences are key, requiring perfect alignment of design and engineering.

Conversational AI redefines customer experience
Agentic AI is transforming customer interactions, with Mastercard, Google, and Visa leading the change.